FUND CONTROL
Wallets & Fund Separation
Separate visibility for protected CMM Holding, member contribution money, Help Fund and CMM Market/Business funds.
CMM Holding Wallet—Mortgage + General + Group Businesses · loans and early payout leave here
Principal returns to Holding when a loan is repaid. Early payout pays the member from Holding.
Member Contribution Wallet—wallets · contribution
Tracks member money before allocation/reconciliation.
Help Fund Wallet—wallets · care
Funeral, rental, hospitality, emergency and approved community support.
CMM Market / Business Wallet—Profit: loan interest 2% + early payout fees
Interest and early-payout fees land here so you can see CMM profit.
CMM Market Wallet
Profit from 2% loan interest and early-payout fees. Principal loans and early payouts leave CMM Holding, not this wallet.
Total Market Wallet—
Reserved$0.00
Available—
Recorded profit+$0.00
Holding pays the member. Market Wallet only receives interest and fees.
Fund Position Summary
CMM Holding—Protected
Member Contributions—Recorded
Help Fund—Community use
Market / Business—Business use
Control Rules
ActiveHolding segregationON
Manual wallet transferApproval required
Audit trailON
Negative projected HoldingBlock payout
Ongeza Salio / Cash Out / Hamisha
Approve moves Akaunti (top-up in, cash-out out, hamisha both members). Reject / Cancel leave the queue without moving money. Send marks an approved cash-out as paid out (no second debit). Reverse undoes approved/sent money. Run supabase/wallet-money-request-actions.sql (111).
| When | Member | Kind | Details | Amount | Status | Actions |
|---|---|---|---|---|---|---|
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CMM Credit Card transactions
LiveEvery credit_transactions row: marketplace buy/sell, loans, pay from Akaunti Yako, add to card. Positive is amount on the card; pay from wallet posts a negative entry.
| Time | Member | Title | Kind | Amount |
|---|---|---|---|---|
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Recent Wallet Ledger
| Time | Reference | Wallet | Type | Amount | Reconciliation |
|---|---|---|---|---|---|
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